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The More You Know, The Less You Owe

 

Reducing Health Care Costs Starts with You

Everyday decisions that help you feel better and work better - and save money

Prevention. You’ve heard it before. And, we all know the usual strategies – eat healthier, move more, don’t use tobacco – that sort of thing. But what does prevention mean for you? And what could prevention mean to you’s overall health benefit costs?

Here are a few stats that may surprise you:

  • 86% of the nation’s $2.7 trillion in annual health care expenditures are for chronic physical and mental health conditions.1
  • 80% of premature heart disease, stroke, and diabetes can be prevented.2
  • 40% of cancer can be prevented.3

No one can ignore this kind of evidence.

This means that the more you engage in preventive, healthy habits like eating whole foods, exercising, and ending bad habits, you lower your chances of preventable disease.

  • A healthier you = a healthier workplace. Less stress, more fun, more energy.
  • A healthier workplace = less healthcare claims on our insurance plan.
  • Less claims costs = our company’s health insurance rates are more stable and sustainable.

On top of that, rates at a healthy workplace increase at a much slower pace than those of an unhealthy workplace. After all, it’s been proven that a 1% reduction in weight, blood pressure, glucose, and cholesterol risk factors would save $83 to $103 annually in medical costs per person.4

So, next time your colleague picks up a bag of almonds instead of a bag of chips for a snack, you might even want to give them a high-five and say, “Thanks for keeping my health insurance costs down!” Because when we help each other be healthy, we all win in the end. 

Use these resources as guides to help you start your new health journey today:

PDF: One-Minute Office Workout Guide
BOOKLET: Eat Well, Live Well Recipe Book
BOOKLET: 2021 Live Well Planner
PDF: Dental Care Oral Health and Wellness
VIDEO: Preventive Care
VIDEO: Turn Minor Workouts into Major Benefits


Thank you for your time! Please come to us if you have any questions.

 

1 Gerteis J, Izrael D, Deitz D, LeRoy L, Ricciardi R, Miller T, Basu J. Multiple Chronic Conditions Chartbook.[PDF – 10.62 MB]AHRQ Publications No, Q14-0038. Rockville, MD: Agency for Healthcare Research and Quality; 2014. Accessed June 28, 2018.

2 What can I do to avoid a heart attack or a stroke? (2015, September 29). Retrieved September 11, 2018, from http://www.who.int/features/qa/27/en/

3 Nield, D. (2017, December 14). Nearly 40% of Cancer Deaths Are Preventable With Lifestyle Changes, Says Study. Retrieved September 11, 2018, from https://www.sciencealert.com/lifestyle-changes-could-stop-40-of-cancer-deaths

4 Henke RM, Carls GS, Short ME, Pei X, Wang S, Moley S, Sullivan M, Goetzel RZ. The Relationship between Health Risks and Health and Productivity Costs Among Employees at Pepsi Bottling Group. Journal of Occupational & Environmental Medicine 2010;52(5): 519-527